My Peregrinations

Winging my way through life

Month: July 2016 (Page 2 of 2)

Figuring out currency exchange for a trip

I’d always been a traveller who’d been more focused on convenience than value when it came to currency exchange. It was a function of having to pay more attention to my tiny fellow travellers’ needs than how much I was economising on each trip. I would simply walk to the nearest moneychanger at the airport, hand over my cash and state which currency I wanted. That was the easiest thing to do right after we’d checked our bags, and right before we walked into the departure area. The husband or I would rarely, if ever, go to The Arcade to get a better currency exchange rate. We’ve lost quite a bit of money over the years because we hadn’t had the time, energy, or inclination to hike to a money changer with a good rate.

Every dollar counts now that I’m travelling on my own. I’m mindful that money saved is money available for future trips. But I have a naturally poor head for figures and can’t understand abstract concepts very well. It’s been a struggle for me to understand where to look when checking out rates at a money changer. For instance, if I’m changing Singapore Dollars to US Dollars, do I look at the “We Buy” or “We Sell” column? Figuring out this very basic lifeskill has been enlightening, to say the least.

Now I know that I need to look at “We Sell” if I’m changing money from local currency to a foreign currency. The lower the price under “We Sell”, the more foreign currency I’m getting for my Singapore Dollar. If I want to change foreign currency back to Singapore Dollars, I should look at “We Buy”, and look for the highest price.

With my upcoming trip to London at the end of the month, currency exchange has been on my mind a lot. This will be my first trip to Europe so I don’t know much about travelling there, but I do know that things are very expensive. It makes sense for me to get the best rate possible for dollar to pound. I’ve been watching the pound closely to make the most out of the SGD400 I’ve set aside to exchange. Since I currently work near The Arcade, it’s easy to stroll to the money changers there and have a look at the rate. The best rate I’ve found is 1.81, which is some ways off the 1.79 mark as of yesterday. I have no idea how to predict which way the rate is going to go, since the situation in the UK now is so volatile, so I will probably change money once it goes below 1.8.

The start of something new.

My boss celebrated her birthday today. She’s one of those women who’s coy about her age, and skips around the topic with statements such as, “I’m one year older than I was last year.” As I myself become less like burrata and more like mouldy cheddar, I’m beginning to think that perhaps it’s not so much about the years in one’s life, but the life in one’s years. Perhaps some people hate being reminded about their age because it makes them think about all that they haven’t yet done or achieved.

I don’t want to be sour about unfulfilled dreams and desires when I’m old and grey, so I’m reclaiming my time little by little. I spent my twenties muddling my way through the early years of my career with babies in tow. Now that said babies are teenagers and my career is on an even keel, I’ve started taking baby steps to do the things I want to do – dive more, travel more, get out more, without feeling guilty about any of it.

This blog is about that journey.

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